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Disability Insurance | Critical Illness Insurance

Income protection solutions for life insurance agents

You prepare people for what comes next if they pass away. But what if they lose the ability to earn an income while alive?

We make it easy for you to add top-rated disability and critical illness insurance products to your portfolio. Because your life insurance clients need living benefits, too.

With instant quotes, a digital application process, and case management done for you, income protection might just be your new easiest sale.
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Why life insurance agents
should offer income protection

Your clients are over three times more likely to claim on a disability insurance policy than they are on a life insurance policy during their working years. Yet due to product complexity, underwriting time, and outdated tech, disability insurance is vastly undersold: 5.7M life insurance policies are sold annually in the U.S. compared to 600K disability insurance policies. Here lies a huge untapped opportunity to help close the income protection gap.

How it works

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Sign up and book an intro call by completing the simple form above.
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Share the link to your co-branded page with your clients so they can apply online.
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Easily track your clients’ progress online in the Breeze Agent Portal.

Products offered through Breeze

We offer a complete portfolio of digital income protection products.

For Individuals

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Apply Online
Short-Term
Disability Insurance
Up to $1,000 in weekly benefit
Issue ages 18-60
Choose between Accident & Sickness or Accident-Only coverage
13 week, 26 week, 1 year, and 2 year benefit period options
Family Care Rider covers FMLA
Not available in CA or NY
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Apply Online
Long-Term
Disability Insurance
Up to $20,000 in monthly benefit (instant decision $4k and under)
Issue ages 18-60
30, 60, 90, 180, and 365 day elimination periods
1 year, 2 year, 5 year, 10 year, and to age 65 benefit periods
Not available in NH or NY
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Apply Online
Critical Illness
Insurance
Up to $75,000 in lump sum benefit
Issue ages 18-70
Covers cancer, heart attack, stroke, major organ transplant, angioplasty, paralysis, coma, kidney failure, coronary artery bypass surgery, and Advanced Alzheimer's
Not available in MA, NH or NY

For Employers

For Employers
Employer-Sponsored
Disability Insurance
Up to $1,500 in weekly benefits
13 week and 26 week benefit periods
Employer or employee-paid premiums
Coverage is portable
Not available in NY
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For Employers
Employer-Sponsored
Paid Parental Leave Insurance
Up to $2,000 in weekly benefits for up to 16 weeks
Covers childbirth, adoption, and foster parenting
Available to all genders and same-sex couples
Available in all 50 states
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Earn more with the Breeze Agent Bonus

After you sign up, we’ll give you a co-branded page to share with your clients.
That’s when the clock for the Breeze Agent Bonus starts ticking.
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As a new contracted agent with Breeze, you are eligible to earn a 50% bonus on all premium for each case you submit in your first 30 days that goes in force — up to a maximum of $1,500 in total bonuses!

A completely digital quoting & application process

On average, it takes just 30 seconds to get a quote and 10 minutes to apply for coverage through Breeze.
  1. 1
    Step One
    Quotes in Seconds
  2. 2
    Step Two
    Apply in Minutes
  3. 3
    Step Three
    Instant Approvals*
*for qualified applicants

Become a Breeze agent.

(Seriously, it's a breeze.)

Agent Resources

Free, informative, and actionable resources for you and your clients to use however you like. Looking for a resource you don't see here? Let us know at [email protected]!
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Breeze Agent Capabilities
Breeze offers the easiest way to grow your agency's disability insurance sales and better protect your clients.
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Do's & Don'ts for Agents
Please carefully read this document to understand what you can and can't do when working with Breeze.
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Breeze Agent Bonus
Earn up to $1,500 in cash bonuses for your first three submitted cases in your first 90 days.
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LTDI Client Eligibility
Ideal client eligibility, possible insurable scenarios, and uninsurable scenarios for long-term disability insurance.
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Hear From Breeze Customers
10 reasons why people love, trust, and recommend Breeze in their own words — and you and your clients will, too.
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Become a Breeze agent.

(Seriously, it's a breeze.)

Our customers love us.
We think you will too.

It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!

Summer N.

Insurance doesn’t have to be complicated and impersonal. Getting disability insurance was a quick and simple process and a great price.

Adam J.

Every part of the process from quoting to applying for insurance was easy, fast and efficient. Customer service was fantastic.

Matt R.