Insurance for cancer, heart attack & stroke.
Receive up to $75,000 if you experience a heart
attack1, cancer, stroke or other covered illness
Apply online in minutes and get an instant decision
As Seen In
What does critical illness
with any of the following conditions
- Heart attack1
- Kidney (renal) failure
- Invasive cancer
- Coronary artery bypass surgery
- Advanced Alzhimer's disease
- Major organ transplant
- Non-invasive cancer
- Medical Expenses
- Rent or Mortgage
Spend the money
however you want
for anything and pays in addition to any
other insurance you may have
Our customers love us
You’ll love our affordable policies, quick online process, and stellar customer support.
Breeze is rated Excellent
Quick and easy!
It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!
You've got questions.
We've got answers.
Critical illness insurance covers diagnoses including heart attack, invasive and non-invasive cancer, stroke, coronary artery bypass surgery, angioplasty, kidney failure, major organ transplants, advanced Alzheimer's disease, and coma. If you experience one of these qualifying conditions, submit a claim for benefits and it will trigger a lump-sum payout once you are approved.
The cost of purchasing an individual critical illness insurance policy is most likely less than you think. Critical illness insurance rates are based on your age, gender, where you live, and overall health history. The younger and healthier you are, the lower affordable your monthly premiums will be. To check your rate, get a critical illness insurance quote with Breeze.
How much critical illness insurance coverage you need depends on the quality of your health insurance coverage and the amount of emergency fund savings you have. Typically, we recommend an individual critical illness insurance policy with a benefit amount that will at least be enough to cover your health insurance deductible. If possible, you will also want to use what's leftover to cover living expenses, travel and stay, lost income, and mortgage payments.
Every person's situation is unique. Ask yourself: Would I have a hard time paying my health insurance deductibles and copays if I was diagnosed with a critical illness, such as cancer or heart disease? If so, then the answer is probably yes. No one should go without comprehensive health insurance. It provides essential protection for your health and your financial security. However, a serious illness can still cause financial hardship even for individuals with good health insurance plans. That's where critical illness insurance can help.
Disability insurance is designed to replace a portion of lost income if you become too sick or hurt to work. If you experience a covered disabling event, you will receive your policy's monthly benefit amount for as long as you are disabled or until your benefit period ends. Benefits do not begin paying out until after your policy's waiting period has concluded. Your critical illness insurance policy, on the other hand, will pay out a one-time lump-sum cash benefit if you are diagnosed with a covered illness.