Disability Insurance

Your income matters.
We help you protect it.

Convenient, affordable disability insurance made available in a
fraction of the time of other disability insurance providers.

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Why Breeze?

We make affordable disability insurance available online — in just 15 minutes.

Price tag iconAffordable
Mouse pointer iconSimple online
Chat bubble iconStellar customer

How it works

  • 1.
    Step One
    Tell us about yourself
  • 2.
    Step Two
    Select your coverage
  • 3.
    Step Three
    Apply and get covered
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All of this is great but...

Do I really need disability insurance?

The numbers say yes. And this is no time to gamble.

Whether you fix roofs or fill cavities, your source of income matters. And you have a right to continue earning it if injury or illness prevents you from working.

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Percent of Americans who will experience a disability in their careers before retirement (U.S. Social Security Administration, Fact Sheet, 2018)


Percent of long-term disabilities that result from illnesses rather than accidents (Council for Disability Awareness, 2018)


Percent of working Americans that couldn't make it a month without a paycheck before experiencing financial hardship (Life Happens survey, 2018)

Our customers love us

You’ll love our affordable policies, quick online process, and stellar customer support.

Breeze is rated Excellent
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Quick and easy!

It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!

- Summer N.

Apply online — anytime, anywhere.

(Seriously, it's a breeze.)
Get Up To Speed

Learn more about
disability insurance.

Published on June 02, 2019

Disability Insurance: What Is It & How Does It Work?

Disability insurance protects your income if injury or illness limits your ability to work. Also known as disability income insurance and income protection insurance, it can replace a portion of your earnings while you are disabled.

Published on July 09, 2019

Individual Disability Insurance: 2021 Ultimate Guide

Individual disability insurance protects you and your source of income from injury and illness. This type of income protection is also commonly referred to as private disability insurance and personal disability insurance.

Published on June 28, 2019

Long Term Disability Insurance: How It Works in 2021

Long term disability insurance is a form of income protection that is designed to cover serious ailments that may last several months or even years. Permanent disabilities are also covered by long term disability insurance.

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