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Disability Insurance | Critical Illness Insurance

Insurance for your greatest
asset — your income.

Get money to use however you want if you become
too sick or hurt to work.
Breeze offers smart, affordable income protection through a simple
online process. Get a quote in seconds and apply in minutes.
Get Started
Happy family smiling and huggingMother and daugher hugging happilyCA DI BadgeNamed the best disability insurance company by Consumers Advocate
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Flexible, portable policies with
benefits you can use for anything:
pay the billsput food on the tablecover your mortgagekeep up with student loansfund retirementtake care of your familywhatever you need

Apply Online
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Long-Term Disability Insurance

Pays you direct monthly benefits in as little as 30 days that can last up to retirement age if you become too sick or hurt to work.

Not available in NH or NY.
Apply Online
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Critical Illness Insurance

Pays you a direct lump-sum benefit up to $75,000 if you are diagnosed with cancer, heart attack, stroke, or another covered critical illness.

Not available in MA, NH or NY.
Apply Online
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Short-Term Disability Insurance

Pays you direct weekly benefits that can start immediately and last up to 2 years if you become too sick or hurt to work.

Not available in CA or NY.

Why Breeze?

Apply for personalized, affordable insurance online — in just 15 minutes.

Mouse pointer iconSimple online
Price tag iconAffordable
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How it works

A completely digital quoting and application process
Get Started
  1. 1
    Step One
    Tell us about yourself
  2. 2
    Step Two
    Select your coverage
  3. 3
    Step Three
    Apply and get covered
All of this is great but...

Do I really need disability insurance?

The numbers say yes.
Why gamble?

Whether you fix roofs or fill cavities, your source of income matters. And you have a right to continue earning it if injury or illness prevents you from working.

Get Started

Percent of Americans who will experience a disability in their careers before retirement (U.S. Social Security Administration, Fact Sheet, 2018)


Percent of long-term disabilities that result from illnesses rather than accidents (Council for Disability Awareness, 2018)


Percent of working Americans that couldn't make it a month without a paycheck before experiencing financial hardship (Life Happens survey, 2018)

Our customers love us

You’ll love our affordable policies, quick online process, and stellar customer support.

Breeze is rated Excellent
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Quick and easy!

It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!

Summer N.
Get Up To Speed

Learn more about
disability insurance.

Apply online — anytime, anywhere.

(Seriously, it's a breeze.)
833-711-0119 Call to talk to a licensed advisor