Disability insurance protects your income if injury or illness limits your ability to work. Also known as disability income insurance and income protection insurance, it can replace a portion of your earnings while you are disabled.
Disability | Critical Illness
Insurance for your greatest
asset — your income.
too sick or hurt to work.
a simple online process. Get a quote in seconds, and if
approved, same-day coverage.
Flexible, portable policies with
benefits you can use for anything: pay the billsput food on the tablecover your mortgagekeep up with student loansfund retirementtake care of your familywhatever you need
Long-Term Disability Insurance
Pays you direct monthly benefits in as little as 30 days that can last up to retirement age if you become too sick or hurt to work.
Critical Illness Insurance
Pays you a direct lump-sum benefit up to $75,000 if you are diagnosed with cancer, heart attack, stroke, or another covered critical illness.
Short-Term Disability Insurance
Pays you direct weekly benefits in as little as 7 days that can last up to 6 months if you become too sick or hurt to work.
Apply for personalized, affordable insurance online — in just 15 minutes.
How it works
- 1.Step One
Tell us about yourself
- 2.Step Two
Select your coverage
- 3.Step Three
Apply and get covered
All of this is great but...
Do I really need disability insurance?
The numbers say yes.
Whether you fix roofs or fill cavities, your source of income matters. And you have a right to continue earning it if injury or illness prevents you from working.Get Started
Percent of Americans who will experience a disability in their careers before retirement (U.S. Social Security Administration, Fact Sheet, 2018)
Percent of long-term disabilities that result from illnesses rather than accidents (Council for Disability Awareness, 2018)
Percent of working Americans that couldn't make it a month without a paycheck before experiencing financial hardship (Life Happens survey, 2018)
Our customers love us
You’ll love our affordable policies, quick online process, and stellar customer support.
Breeze is rated Excellent
Quick and easy!
It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!
Get Up To Speed
Learn more about
Individual disability insurance protects you and your source of income from injury and illness. This type of income protection is also commonly referred to as private disability insurance and personal disability insurance.
Long term disability insurance is a form of income protection that is designed to cover serious ailments that may last several months or even years. Permanent disabilities are also covered by long term disability insurance.