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For many, this is an answer to the prayer of being able to work in their pajamas. For others, it’s an adjustment to working outside of a structured environment.

The best personal finance blogs cover a variety of topics. After all, fiscal health isn’t just about how well you save or invest.

There are infinite resources on how to get a job and how to keep one. But there isn’t nearly as much advice on how to leave a job, whether voluntary or involuntary.

The main question to ask is: Would losing most or all of my income due to a disability bring financial harm to my family or household?

The results of this exam will help determine how much you will pay — and in rare cases, whether you even qualify — for your coverage.

As you stay on top of the latest developments and take the necessary precautions, now may be an ideal time to review your insurance.

The spread of the novel coronavirus has prompted calls for more laws to require employers to pay workers for time off during an illness.

Common types of coverage using this approach include renters insurance, homeowners insurance, auto insurance, liability insurance, and health insurance.

Accidents rank as the third leading cause of death, but you’re seven times more likely to die from heart disease or cancer.

According to the Pew Research Center, about 15 percent of middle-aged adults are providing financial support to both an aging parent and a child.

The best way to make buying insurance a breeze? Research. The more you know going in, the more confident you will be throughout the process.

Robo-advisors are an option for beginning investors who lack financial knowledge, but may not have enough assets to work with a professional.

As you progress through life, your income will rise and fall and rise again. Your priorities will change, as will your expenses.

For many professionals, work and life no longer fit into structured time segments. And usually, it’s work seeping into our personal lives.

Buying insurance for small business owners is not a one-and-done transaction. As your business grows, your insurance needs will change as well.

Critical illness insurance (CII) is a type of supplemental insurance. It pays a lump sum benefit if you are diagnosed with a covered illness.

According to the Council for Disability Awareness, one in three working Americans do not have adequate disability coverage.

A secure source of income is one of the most important parts of your life. It gives you freedom, independence, and opportunity.

What happens if your mental illness limits or even prevents you from working? Does disability insurance cover mental health conditions?

Long term care (LTC) insurance covers much of the costs of nursing homes, assisted living facilities or in-home care.

Buying insurance online offers tremendous speed and convenience. But it may require more research to ensure you buy the right coverage for your needs.

Disability insurers will still offer you coverage if your pre-existing condition is manageable. The decision will largely depend on how serious your condition is.

In general, if you need one — and chances are you do — you need both. Life insurance does not fulfill the need for disability insurance and vice versa.

Employers must let new parents take up to 12 weeks off and guarantee their jobs once they return. But the law doesn’t require employers to pay for that time off.

At every company, employees and prospective new hires deserve an equal opportunity to work and grow their careers.

Though worksite benefits are voluntary, it may be in your best interest to consider accepting some of these perks. If you don’t, it’s like turning down money.

Every new year inspires self-improvement, but few resolutions actually go the distance. Here are five realistic goals for 2020.

According to LIMRA, 40 percent of disability insurance applications are either declined, rated or are only accepted with an exclusion.

Just as every other generation, millennials live life a little differently than those who came before them. That includes the ways they spend money.

Your current budget is probably based on your current income. But what happens if you lose some of that income due to a disability or a job loss or change?

Some types of insurance simply aren't necessary. Then there are those types of coverage that almost everybody should own.

More than 500,000 businesses are started each month. Roughly half will last five years or more, according to the Small Business Administration.

Whether you are dealing with student loans, credit card payments or simply saving up, having a side hustle is a great way to make extra money.

Compensation is more than just salary and bonuses. There are a number of benefits and perks that make some companies more enticing than others.

Despite what some believe, mastering one’s money doesn’t require a finance degree or expert investment strategies.

People who opt to work remotely oftentimes find they enjoy a better work-life balance as well as increased productivity levels.

Having an emergency fund can improve your financial security and minimize the stress of a job loss, temporary disability, or major repair.

By definition, the gig economy is a free market system that allows organizations to contract temporary tasks to independent workers.

According to the Kaiser Family Foundation, over 9 million people age 18 to 64 had Medicare due to a disability in 2017.

While some people think of disabilities strictly in terms of catastrophic incidents, others believe they will be able to continue working through their disability.

Insurtech is a term used to refer to technology designed to enhance the operations of insurance firms and the insurance industry as a whole.