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Creating and sticking to a budget is hard. This is true whether you're creating your first budget or you’ve done it for years.

Millennials want an employer that offers them more than just a paycheck; they want an employer that will provide them with a feeling of well-being.

Arguably the best known and most widely respected of all the rating services for insurance companies is AM Best Company.

In the event of disability, many people carrying student loan debt will seek a Total and Permanent Disability (TPD) discharge.

Outside of making a final mortgage payment, few financial events in our lives give us as much pleasure as a credit card statement showing a zero balance.

Honestly evaluating your financial situation can be both liberating and painful. It can bruise your ego if you don’t like what you see.

When it comes to the "1099 vs. W2" debate, it can be tough for both workers and companies to choose which route to take.

One of the hardest parts of caring for aging parents is tracking down where their money is and who is in charge of managing it.

In its broadest sense, fintech is the marriage of financial services and technology to make life simpler and faster for the consumer.

Long-term care insurance helps cover the cost of a nursing home, assisted living facility, or home health aide if you become unable to care for yourself.

Maintaining a high functioning work-life balance can be challenging, especially if you have no choice but to work from home given the current situation.

While nothing is ever guaranteed, several jobs and industries are more shielded from the negative effects of a down economy.

If your job is eliminated or you’re laid off through no fault of your own, you are likely eligible for unemployment benefits.

According to a marketplace survey on burnout by Deloitte, 77% of professionals surveyed have experienced burnout in their current job.

It’s admirable to have financial objectives. But people sometimes set a money-related goal without examining what needs to happen to make it a reality.

Disability insurance could very well be the most important component of the benefits package you build for yourself as a self-employed individual.

Until legitimate progress is made in flattening the novel coronavirus outbreak's curve, financial markets will continue to struggle.

Today’s workforce reflects the evolution of a service-oriented economy: six of the 10 largest U.S. employers are retailers or fast-food chains.

For those who are fortunate enough to be healthy and employed in these uncertain times, it’s not too late to apply for disability insurance.

For some, it's a sigh of relief to be able to work in their pajamas. For others, it’s a painful adjustment to working outside of a structured environment.

The best personal finance blogs cover a variety of topics. After all, fiscal health isn’t just about how well you save or invest.

There are infinite resources on how to get a job and how to keep one. But there isn’t nearly as much advice on how to leave a job, whether voluntary or involuntary.

The main question to ask is: Would losing most or all of my income due to a disability bring financial harm to my family or household?

The results of this exam will help determine how much you will pay — and in rare cases, whether you even qualify — for your coverage.

As you stay on top of the latest developments and take the necessary precautions, now may be an ideal time to review your insurance.

The spread of the novel coronavirus has prompted calls for more laws to require employers to pay workers for time off during an illness.

Common types of coverage using this approach include renters insurance, homeowners insurance, auto insurance, liability insurance, and health insurance.

Accidents rank as the third leading cause of death, but you’re seven times more likely to die from heart disease or cancer.

According to the Pew Research Center, about 15 percent of middle-aged adults are providing financial support to both an aging parent and a child.

The best way to make buying insurance a breeze? Research. The more you know going in, the more confident you will be throughout the process.

Robo-advisors are an option for beginning investors who lack financial knowledge, but may not have enough assets to work with a professional.

As you progress through life, your income will rise and fall and rise again. Your priorities will change, as will your expenses.

For many professionals, work and life no longer fit into structured time segments. And usually, it’s work seeping into our personal lives.

Buying insurance for small business owners is not a one-and-done transaction. As your business grows, your insurance needs will change as well.

Critical illness insurance (CII) is a type of supplemental insurance. It pays a lump sum benefit if you are diagnosed with a covered illness.

According to the Council for Disability Awareness, one in three working Americans do not have adequate disability coverage.

A secure source of income is one of the most important parts of your life. It gives you freedom, independence, and opportunity.

What happens if your mental illness limits or even prevents you from working? Does disability insurance cover mental health conditions?

Long term care (LTC) insurance covers much of the costs of nursing homes, assisted living facilities or in-home care.

Buying insurance online offers tremendous speed and convenience. But it may require more research to ensure you buy the right coverage for your needs.

Disability insurers will still offer you coverage if your pre-existing condition is manageable. The decision will largely depend on how serious your condition is.

In general, if you need one — and chances are you do — you need both. Life insurance does not fulfill the need for disability insurance and vice versa.

Employers must let new parents take up to 12 weeks off and guarantee their jobs once they return. But the law doesn’t require employers to pay for that time off.

At every company, employees and prospective new hires deserve an equal opportunity to work and grow their careers.

Though worksite benefits are voluntary, it may be in your best interest to consider accepting some of these perks. If you don’t, it’s like turning down money.

Every new year inspires self-improvement, but few resolutions actually go the distance. Here are five realistic goals for 2020.

According to LIMRA, 40 percent of disability insurance applications are either declined, rated or are only accepted with an exclusion.

Just as every other generation, millennials live life a little differently than those who came before them. That includes the ways they spend money.

Your current budget is probably based on your current income. But what happens if you lose some of that income due to a disability or a job loss or change?

Some types of insurance simply aren't necessary. Then there are those types of coverage that almost everybody should own.

More than 500,000 businesses are started each month. Roughly half will last five years or more, according to the Small Business Administration.

Whether you are dealing with student loans, credit card payments or simply saving up, having a side hustle is a great way to make extra money.

Compensation is more than just salary and bonuses. There are a number of benefits and perks that make some companies more enticing than others.

Despite what some believe, mastering one’s money doesn’t require a finance degree or expert investment strategies.

People who opt to work remotely oftentimes find they enjoy a better work-life balance as well as increased productivity levels.

Having an emergency fund can improve your financial security and minimize the stress of a job loss, temporary disability, or major repair.

By definition, the gig economy is a free market system that allows organizations to contract temporary tasks to independent workers.

According to the Kaiser Family Foundation, over 9 million people age 18 to 64 had Medicare due to a disability in 2017.

While some people think of disabilities strictly in terms of catastrophic incidents, others believe they will be able to continue working through their disability.

Insurtech is a term used to refer to technology designed to enhance the operations of insurance firms and the insurance industry as a whole.