Insurance

Most states have an open enrollment period that runs from November 1 to January 15, but some states have chosen to extend that to January 31.

According to the IRS, a qualifying life event is an event that causes a change in your life that affects your health insurance requirements or options.

Basic trip cancellation protection covers lost bags, reimbursements if you miss a connection, and a refund if you can’t travel because you’re sick or hurt.

Healthcare providers can use video, audio, or instant messaging to address a patient’s concerns and make a diagnosis of their condition remotely.

It’s estimated that anywhere from 10% to 30% of coronavirus patients might experience long COVID, regardless of how sick they were initially.

The act aimed to provide affordable health insurance coverage for all Americans while keeping patient costs reasonable without restricting care.

It can potentially save a customer money if they buy more than one product from the same insurer, and it’s profitable for insurance companies.

Insurance companies buy reinsurance to lower their financial risk, much like you buy all types of insurance to lower yours.

When you apply for a loan, your lender may offer you loan protection insurance, also known as credit protection insurance.

Nearly 99% of births in the United States take place in hospitals. New moms spend at least one night there, longer if they’ve had a C-section.

Competitive employers frequently offer Section 125 plans as a perk to help keep current employees content and draw interest from new recruits.

Fixed indemnity insurance can pay some or all of any upfront costs or balances not paid by your major medical insurance.

Live chat has become a digital transformation feature, which customers love and expect to find with almost any business.

One alternative to traditional health insurance many people are taking a hard look at is the medical cost-sharing plan.

Concierge medicine is membership-based healthcare designed to provide personalized care paired with accessibility and convenience.

Every traditional type of agent, captive or independent, relies on commissions as their primary source of income.

Once you meet your deductible, catastrophic health insurance must cover the same essential health benefits as any other marketplace plan.

It can be tempting when you’re younger to put off buying certain types of coverage that aren’t legally required, like disability or life insurance.

The moral issue of whether or not it’s fair to charge one gender more than the other is a non-factor for an actuary when they determine rates.

A good example of an exclusion you would find in a disability insurance or health insurance policy is an exclusion for a pre-existing condition.

As an entrepreneur, in addition to homeowners and auto insurance, you have other must-have coverages that you need to consider.

According to a Pew Research Center study, the U.S. has the world’s highest rate of children living in single-parent households.

Children account for about 45% of all Medicaid enrollees, and the elderly and disabled account for about 25%.

If you want to save on your health insurance premium you can choose a high-deductible health plan (HDHP).

Medicare Part A’s primary purpose is to cover the costs of hospitalization. You automatically receive Part A when you enroll in Medicare.

The health insurance open enrollment period (OEP) for 2022 begins November 1, 2021, and ends December 15, 2021.

If being added to a spouse’s plan isn’t an option for you, you’re going to need to make some quick decisions about your insurance situation.