According to the Centers for Disease Control (CDC), someone in the United States has a heart attack every 40 seconds.
80% of strokes are preventable. There are plenty of realistic lifestyle changes that you can make to lessen your chance of having a stroke.
40% of U.S. adults reported struggling with mental health or substance use in the past year, with pandemic-related stress playing a role.
One way to save for health care costs, save on your tax bill, and better budget for medical expenses is through a health savings account (HSA).
Short-term health insurance plans work for people who can't currently afford major medical insurance or need coverage for a temporary period of time.
Although boring and oftentimes confusing, insurance is one thing independent contractors cannot afford to take lightly.
For most Americans, the cost of assisted living is just too expensive at face value. But with the proper planning and a little creativity, it is possible.
The FSA is a much sought-after benefit in 2021 as people return to doctors and hospitals for treatment they delayed receiving in 2020 due to the pandemic.
Insurance plans allow you to choose from a specific network of covered doctors. Out-of-network doctors may not be covered at all.
The complexity of health insurance also leaves many patients sometimes unsure of what treatments are covered and how much is covered.
Neither Medicare nor regular health insurance covers long-term care costs. Long-term care insurance fills the void when you need it.
If you don’t disclose your pre-existing conditions when applying for insurance and it slips by underwriting, your future claims could be denied.
The younger you are, the less you will spend on disability insurance. Waiting until you think you can “afford” it will add to the cost.
If you're behind on your retirement savings, you may need to cancel your long-term care insurance and redirect those premiums to your nest egg.
Your insurance company doesn't pay for absolutely everything. You must pay for part of the costs of health care and your insurer pays the rest.
Coinsurance generally looks like a fixed percentage, or a percentage of the total cost of care, usually 20% or 30%. Your insurance company covers the rest.
While you can’t buy an insurance policy specifically to cover maternity leave, there are several ways to help you pay for the time off you’ll miss.
Active-duty military personnel is automatically enrolled in the TriCare Program. Family members also can receive coverage through this program.
Long-term care includes a range of services and support for your overall care, which doesn't involve medical care.
In addition to replacing your own income with disability insurance, you may need a business overhead expense policy for your business.
While most people will agree that responsible parents own life insurance, they won’t all agree on the kind of life insurance you should own.
Many older couples apply for short-term care policies because they waited too long to buy long-term care insurance, and the cost has become prohibitive.
The answer depends on a policy’s affordability, how much additional coverage you need, what you wish to be insured for, and your risk factors.
Becoming a doctor is a noble and rewarding career choice. But it comes with greater risk and responsibility than most other occupations.
The percentage of adults reporting symptoms of anxiety and depression increased from 10 percent in 2019 to just over 40 percent in 2020.
Most college students haven't thought about life insurance, but if you have student loans, you might want to get started.
Many insurance carriers offer hybrid long-term care insurance. This is a policy that combines long-term care insurance with life insurance.