Insurance

The best way to make buying insurance a breeze? Research. The more you know going in, the more confident you will be throughout the process.

Insurtech company leverages its technology platform to provide a quick, convenient way for American workers to protect their income.

According to the Kaiser Family Foundation, over 9 million people age 18 to 64 had Medicare due to a disability in 2017.

The results of this exam will help determine how much you will pay — and in rare cases, whether you even qualify — for your coverage.

Most people are underinsured. That’s often of their own doing, as people want to spend as little as possible on a product they never plan to use.

Buying insurance online offers tremendous speed and convenience. But it may require more research to ensure you buy the right coverage for your needs.

A secure source of income is one of the most important parts of your life. It gives you freedom, independence, and opportunity.

While many think of disabilities strictly in terms of catastrophic incidents, others believe they will be able to continue working through a disability.

It is recommended that all businesses have commercial auto insurance even if they have only a few vehicles titled to them.

According to LIMRA, 40 percent of disability insurance applications are either declined, rated or are only accepted with an exclusion.

As you stay on top of the latest developments and take the necessary precautions, now may be an ideal time to review your insurance.

Today, 45% of consumers research but don't buy life insurance online; they still prefer to purchase with an agent or financial advisor.

Disability insurers will still offer you coverage if your pre-existing condition is manageable. The decision will largely depend on how serious your condition is.

In general, if you need one — and chances are you do — you need both. Life insurance does not fulfill the need for disability insurance and vice versa.

Arguably the best known and most widely respected of all the rating services for insurance companies is AM Best Company.

If you decide that an insurance policy would be helpful to protect your financial stability, you'll want to start looking at coverage options.

One of the most important features of an HSA is that the money you contribute to it can be rolled over from year to year, making it a useful savings tool.

As a senior or a person approaching that stage of life, insurance is still an essential part of your financial security.

Accidents rank as the third leading cause of death, but you’re seven times more likely to die from heart disease or cancer.

What happens if your mental illness limits or even prevents you from working? Does disability insurance cover mental health conditions?

Long term care (LTC) insurance covers much of the costs of nursing homes, assisted living facilities or in-home care.

The main question to ask is: Would losing most or all of my income due to a disability bring financial harm to my family or household?

Common types of coverage experimenting with this approach include renters, homeowners, auto, liability, and health insurance.

For those who are fortunate enough to be healthy and employed in these uncertain times, it’s not too late to apply for disability insurance.

Some types of insurance simply aren't necessary. Then there are those types of coverage that almost everybody should own.

In the last decade, crowdfunding has become an option to help people struggling to pay medical bills. Here's where the practice stands in 2020.

Employers must let new parents take up to 12 weeks off and guarantee their jobs once they return. But the law doesn’t require employers to pay for that time off.

Many people have accident insurance to avoid using their savings to pay expenses associated with an accident they’ve suffered.

Insurtech is a term used to refer to technology designed to enhance the operations of insurance firms and the insurance industry as a whole.

Long-term care insurance helps cover the cost of a nursing home, assisted living facility, or home health aide if you become unable to care for yourself.

According to the Council for Disability Awareness, one in three working Americans do not have adequate disability coverage.

The realities of the pandemic should prompt you to think more carefully about the benefits you sign up for rather than just electing the status quo.

Buying insurance for small business owners is not a one-and-done transaction. As your business grows, your insurance needs will change as well.