Insurance

The moral issue of whether or not it’s fair to charge one gender more than the other is a non-factor for an actuary when they determine rates.

A good example of an exclusion you would find in a disability insurance or health insurance policy is an exclusion for a pre-existing condition.

As an entrepreneur, in addition to homeowners and auto insurance, you have other must-have coverages that you need to consider.

According to a Pew Research Center study, the U.S. has the world’s highest rate of children living in single-parent households.

Children account for about 45% of all Medicaid enrollees, and the elderly and disabled account for about 25%.

If you want to save on your health insurance premium you can choose a high-deductible health plan (HDHP).

Medicare Part A’s primary purpose is to cover the costs of hospitalization. You automatically receive Part A when you enroll in Medicare.

The health insurance open enrollment period (OEP) for 2022 begins November 1, 2021, and ends December 15, 2021.

If being added to a spouse’s plan isn’t an option for you, you’re going to need to make some quick decisions about your insurance situation.

Even with the Affordable Care Act making coverage available to uninsured Americans, most of those without health insurance do so for financial reasons.

Age 26. It's simple — but what comes next isn’t. Here’s how to navigate insurance after getting kicked off Mom and Dad’s plan.

Insurers are still evaluating the long-term impact of people who have recovered from COVID-related lung damage on insurability standards.

Even if you do everything correctly, you may have clients who sue you for malpractice anyway because they’re not happy with your results.

For some, the cost of health insurance and out-of-pocket medical expenses can exceed even the monthly mortgage payment or rent.

According to the Centers for Disease Control, cancer was the second leading cause of death in the U.S. in 2019, trailing only heart disease.

Affluence has its advantages, but it often comes with additional expenses and makes the world of insurance more complicated for the HNWI.

According to the Centers for Disease Control (CDC), someone in the United States has a heart attack every 40 seconds.

80% of strokes are preventable. There are plenty of realistic lifestyle changes that you can make to lessen your chance of having a stroke.

40% of U.S. adults reported struggling with mental health or substance use in the past year, with pandemic-related stress playing a role.

One way to save for health care costs, save on your tax bill, and better budget for medical expenses is through a health savings account (HSA).

Short-term health insurance plans work for people who can't currently afford major medical insurance or need coverage for a temporary period of time.

Although boring and oftentimes confusing, insurance is one thing independent contractors cannot afford to take lightly.

For most Americans, the cost of assisted living is just too expensive at face value. But with the proper planning and a little creativity, it is possible.

The FSA is a much sought-after benefit in 2021 as people return to doctors and hospitals for treatment they delayed receiving in 2020 due to the pandemic.

Insurance plans allow you to choose from a specific network of covered doctors. Out-of-network doctors may not be covered at all.

The complexity of health insurance also leaves many patients sometimes unsure of what treatments are covered and how much is covered.

Neither Medicare nor regular health insurance covers long-term care costs. Long-term care insurance fills the void when you need it.