Insurance

The best way to make buying insurance a breeze? Research. The more you know going in, the more confident you will be throughout the process.

Buying insurance for small business owners is not a one-and-done transaction. As your business grows, your insurance needs will change as well.

According to the Council for Disability Awareness, one in three working Americans do not have adequate disability coverage.

A secure source of income is one of the most important parts of your life. It gives you freedom, independence, and opportunity.

What happens if your mental illness limits or even prevents you from working? Does disability insurance cover mental health conditions?

Long term care (LTC) insurance covers much of the costs of nursing homes, assisted living facilities or in-home care.

Buying insurance online offers tremendous speed and convenience. But it may require more research to ensure you buy the right coverage for your needs.

Disability insurers will still offer you coverage if your pre-existing condition is manageable. The decision will largely depend on how serious your condition is.

In general, if you need one — and chances are you do — you need both. Life insurance does not fulfill the need for disability insurance and vice versa.

Employers must let new parents take up to 12 weeks off and guarantee their jobs once they return. But the law doesn’t require employers to pay for that time off.

According to LIMRA, 40 percent of disability insurance applications are either declined, rated or are only accepted with an exclusion.

Some types of insurance simply aren't necessary. Then there are those types of coverage that almost everybody should own.

According to the Kaiser Family Foundation, over 9 million people age 18 to 64 had Medicare due to a disability in 2017.

While many think of disabilities strictly in terms of catastrophic incidents, others believe they will be able to continue working through a disability.

Insurtech is a term used to refer to technology designed to enhance the operations of insurance firms and the insurance industry as a whole.