Disability Insurance Quotes

Finally, long term disability insurance that makes sense.

Quick
Quick
From quote to coverage in as little as 15 minutes!
Convenient
Convenient
Online application with automated underwriting!
Affordable
Affordable
Fair, transparent pricing with no hidden fees!
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What We Offer

Modern income protection for today's workforce.

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Coby's story

Coby puts a policy in place in with Breeze.
Coby, a construction project manager, requests his personalize quote, completes his online application, and gets covered. Smart move, Coby.
Coby breaks a leg at karaoke night – literally.
Everyone knew Coby liked to bust a move, but no one was prepared for his attempt at the splits. What’s worse is that he won’t be able to work his job site for several months.
Coby files a claim for disability insurance benefits.
Soon after filing his claim, Coby begins receiving monthly checks. This allows him to keep paying his bills on time and supporting his family until he gets back to work.

Policy highlights

Issue ages
18 to 60 years old
Waiting period
30, 60, 90, 180 or 365 days
Benefit amount
$500 to $20,000
Renewability
Guaranteed renewable until ages 65 or 67
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Two people walking

Built-in features

  • Partial disability
  • Presumptive disability
  • Home modification
  • Survivor benefit
  • Vocational rehab
  • Organ donor benefit

Additional riders

  • Non cancelable feature
  • Own occupation provision
  • Automatic benefit increase
  • Catastrophic disability benefit
  • Critical illness benefit
  • Guaranteed insurability
  • Supplemental DI rider
Welcome To The

Disability Insurance Resource Center

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Ultimate Guides
Knowledge Base

Understanding
Disability Insurance


What is disability insurance?

Disability insurance protects your source of income if injury or illness limits your ability to work. Also known as disability income insurance and income protection insurance, it can replace a portion of your monthly earnings while you are disabled.

Learn more about the basics of disability insurance.

How much does disability insurance cost?

Typically, people spend between 1 percent and 4 percent of their income on disability insurance coverage. Another general rule of thumb you may hear is that the monthly premium you pay should be between 2 percent and 6 percent of your policy’s monthly benefit amount.

Learn more about the cost of disability insurance.

Is disability insurance tax-deductible?

Given the cost of disability insurance, potential buyers and policy owners often ask: Are disability insurance premiums tax deductible? In most cases, the answer is no. However, disability insurance benefits are typically tax-free.

Learn more about the tax treatment of disability insurance.

How do I get disability insurance?

Purchasing disability insurance can be a painful process. Between filling out your application, completing your medical exam, and passing through underwriting, getting covered can take up to six weeks. Fortunately, there is a better way.

Learn more about how to get disability insurance.
Underwriting Partner

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.