Accident Insurance Quotes

Reliable accident insurance for personal injuries.

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Matt R.

Every part of the process from quoting to applying for insurance was easy, fast and efficient. Customer service was fantastic.

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Personal Accident Insurance

How it works

  1. Get your accident insurance quote

    Answer a few simple questions
    to get your personalized rate.

  2. Submit your online application

    Take 10 minutes to complete
    a secure digital application.

  3. Get a quick coverage decision

    If you’re eligible, you can
    receive coverage on the spot.

Accident Insurance Rates

Got 30 seconds? Get your real rates.

Answer a few questions to get accident insurance quotes and see your real rates right here, right now.

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Anna

Breeze made this whole process easy, quick turnaround! Highly recommend this service to anyone. Thanks, Breeze!!

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Easy Application

Honestly, it's just a form. You've got this.

Got internet connection and 10 minutes to spare? Then you've got everything you need to apply for a personalized accident insurance policy with Breeze.

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Summer N.

It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!

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We're On It

No phone tag or funny business. Let's do this.

Underwriting can be painfully slow. But not with Breeze. We're a digital-first team that works fast to get you answers.

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Adrienne F.

Totally worth the money. This is a great company with real people and excellent customer service!

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Best of Both Worlds

Here to help, but only if you want us to.

You don't have to speak to a soul to get your rate and apply for a policy. But if you have questions about your policy or just want to say "hey", we're listening.

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C. Turner

Great responsive experience. CEO even called to follow-up and get feedback. Very customer centric team.

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Go ahead. Check your rate.

(Seriously, it’s a breeze.)
Everything you need to know

Accidence Insurance
Resource Hub

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What is accident insurance?

Accident expense insurance — or simply accident insurance — is a type of supplemental policy that pays out a lump sum cash benefit if you are injured due to a covered accident. Accident insurance is commonly used to fill gaps in other types of coverage, such as health and disability insurance.

Learn more about how accident insurance works.
Personal accident insurance

Personal accident insurance — also known as personal injury insurance — is an individual supplemental insurance policy. It’s designed to provide a financial benefit to help cover the costs of being injured in an accident. The policy pays out a benefit if you are injured in a manner listed in the policy.

Learn more about personal accident insurance.
Group accident insurance

The main difference between personal and group accident insurance is that group policies are available to members of a group, such as employees of a company. This typically makes it cheaper to own because the insurance company is spreading its risk over several policyholders.

Learn more about group accident insurance.
Supplemental accident insurance

Supplemental accident insurance, also called accident insurance or personal accident insurance, helps you handle out-of-pocket costs you may pay after an accidental injury. Supplemental accident insurance pays cash benefits for injuries that result when you or a family member experience an accident. You pay a monthly premium in exchange for coverage.

Learn more about supplemental accident insurance.
Occupational accident insurance

Occupational accident insurance (OAI) provides coverage for work-related injuries and death to employees and independent contractors not covered by workers’ compensation. OAI coverage is a type of accident insurance that is similar to workers' compensation, but not as comprehensive.

Learn more about occupational accident insurance.
Travel accident insurance

Business Travel Accident (BTA) Insurance, also known as travel accident insurance, provides insurance coverage for a company’s employees while they are traveling on business. This type of accident insurance pays a benefit to an employee or their beneficiaries if the employee is seriously injured or killed while traveling for the company.

Learn more about travel accident insurance.
Is accident insurance worth it?

Accident insurance is like many types of optional policies: You don’t want to buy it, you hope you never use it, BUT you’ll be glad you have it if the need does arise. Any type of serious accident will likely leave you with an out-of-pocket expense not covered by your existing insurance. And accident insurance can be a fairly inexpensive way to mitigate this risk.

Find out if accident insurance is worth it for you.

Go ahead. Check your rate.

(Seriously, it’s a breeze.)