It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!
— Summer N.Breeze For Agents
The smarter way to sell disability insurance.
Grow agency revenue by offering a suite of digital income protection products to your clients — and get a leg up on your competitors. Finally, disability insurance is an easier sale.
Benefits for agents:
- Seamless, online portal
- Competitive commissions
- Zero case management
Benefits for clients:
- Quick, online application
- Smart, affordable coverage
- Flexible, portable benefits
Benefits for agents:
- Seamless, online portal
- Competitive commissions
- Zero case management
Benefits for clients:
- Quick, online application
- Smart, affordable coverage
- Flexible, portable benefits
We help, agents, advisors & benefit brokers win
with turnkey income protection products.
Life Insurance Agents
Your life insurance clients need living benefits, too. Learn how easy it is to add disability and critical illness insurance to your portfolio.
Learn MoreHealth Insurance Agents
Health insurance won’t cover everything. Help your clients fill coverage gaps with top-rated disability insurance and critical illness insurance.
Learn MoreP&C Insurance Agents
You help your clients protect their homes and valuables. Now, help them protect their greatest asset — the ability to earn an income.
Learn MoreFinancial Advisors
No financial plan is complete without a source of income. Help your clients make income protection part of their financial plans today.
Learn MoreHow it works
Sign up and book an intro call by completing the simple form above.
Share the link to your co-branded page with your clients so they can apply online.
Easily track your clients’ progress online in the Breeze Agent Portal.
Products offered through Breeze
We offer a complete portfolio of digital income protection products.
For Individuals
Apply Online
Short-Term
Disability Insurance
Up to $1,000 in weekly benefit
Issue ages 18-60
Choose between Accident & Sickness or Accident-Only coverage
13 week, 26 week, 1 year, and 2 year benefit period options
Family Care Rider covers FMLA
Not available in CA or NY
Apply Online
Long-Term
Disability Insurance
Up to $20,000 in monthly benefit (instant decision $4k and under)
Issue ages 18-60
30, 60, 90, 180, and 365 day elimination periods
1 year, 2 year, 5 year, 10 year, and to age 65 benefit periods
Not available in NH or NY
Apply Online
Critical Illness
Insurance
Up to $75,000 in lump sum benefit
Issue ages 18-70
Covers cancer, heart attack, stroke, major organ transplant, angioplasty, paralysis, coma, kidney failure, coronary artery bypass surgery, and Advanced Alzheimer's
Not available in MA, NH or NY
For Employers
For Employers
Employer-Sponsored
Disability Insurance
Up to $1,500 in weekly benefits
13 week and 26 week benefit periods
Employer or employee-paid premiums
Coverage is portable
Not available in NY
A completely digital quoting & application process
On average, it takes just 30 seconds to get a quote and 10 minutes to apply for coverage through Breeze.
- 1Step One
Quotes in Seconds
- 2Step Two
Apply in Minutes
- 3Step Three
Instant Approvals*
Become a Breeze agent.
(Seriously, it's a breeze.)
Why partner
with Breeze?
Because the income protection discussion is a win-win situation you’re probably not taking full advantage of.
Better protection for clients.
- 25% of today’s 20-year-olds will experience a disabling event in their working years before retirement.
- 90% of long-term disabilities result from illnesses rather than accidents
- 70% of working Americans couldn't make it a month without a paycheck before experiencing financial hardship
- 60% of Americans don't have enough savings to cover an unexpected $1,000 expense.
- 38 million households in the United States are currently living paycheck to paycheck.
Better business for you.
- Your clients are more likely to claim on a disability insurance policy than they are on a life insurance policy during their working years. In today’s COVID-19 environment, the risk of becoming too sick to earn an income resonates with American workers.
- Yet due to product complexity, underwriting time, and outdated tech, disability insurance is vastly undersold: 5.7M life insurance policies are sold annually in the U.S. compared to 600K disability insurance policies.
- Breeze provides an effective, low-effort way for agents to offer a portfolio of income protection products for most occupations and income levels to their clients and earn competitive commissions.
Our customers love us.
We think you will too.
Insurance doesn’t have to be complicated and impersonal. Getting disability insurance was a quick and simple process and a great price.
— Adam J.
Every part of the process from quoting to applying for insurance was easy, fast and efficient. Customer service was fantastic.
— Matt R.