Business Overhead Expense & Loan Protection Insurance

Keep your business
open if the unexpected

Mouse Cursor IconOnline Application

Applying takes
less then 5 minutes!

Spyglass IconNo Medical Exam

Skip unnecessary
doctor visits!

Clock IconFast Approval

Most policies approved
in 24 hours!

Guys smiling and talking on the phone
What We Offer & How It Works.

Protect your business
while disabled.

Policy highlights

Maximum Benefit

Get up to $50,000 per month in coverage.

Elimination Period

Choose from 30, 60 or 90 day elimination periods.

Benefit Period

Benefits payable for up to 30 months from the time of disability.

Covered Expenses

Eligible expenses include employee salaries, benefits (some limitations apply), utilities, accounting, legal and collection fees, maintenance services, professional dues, office supplies and real estate taxes.

Just a simple,
online application.
  • 1.
    Step One
    Tell us about yourself
  • 2.
    Step Two
    Select your coverage
  • 3.
    Step Three
    Apply and get covered
Get Covered
Loan Protection Insurance

Pay your business loans
while disabled.

Policy highlights

Maximum Coverage

Get up to $20,000 per month in coverage.

No Medical Exam

For policies up to $10,000 per month, no medical exam is required.

Fast Turnaround

Most applicants are approved within 24 hours.

Guaranteed Issue

All applicants will receive an approval offer.