Business Overhead Expense & Loan Protection Insurance

Keep your business open if the unexpected happens.

Apply
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Online Application
Online Application
Applying takes less then 5 minutes!
No Medical Exam
No Medical Exam
Skip unnecessary doctor visits!
Fast Approval
Fast Approval
Most policies approved in 24 hours!
Business Overhead Expense

Protect your business while disabled.

Get Covered

Policy highlights

Maximum Benefit
Get up to $50,000 per month in coverage.
Elimination Period
Choose from 30, 60 or 90 day elimination periods.
Benefit Period
Benefits payable for up to 30 months from the time of disability.
Covered Expenses
Eligible expenses include employee salaries, benefits (some limitations apply), utilities, accounting, legal and collection fees, maintenance services, professional dues, office supplies and real estate taxes.
Tablet with application screenshot

Just a simple,
online application.

1.
Step One
Tell us about yourself
2.
Step Two
Choose your coverage
3.
Step Three
Apply and get covered
Loan Protection Insurance

Pay your business loans while disabled.

Get Covered

Policy highlights

Maximum Coverage
Get up to $20,000 per month in coverage.
No Medical Exam
For policies up to $10,000 per month, no medical exam is required.
Fast Turnaround
Most applicants are approved within 24 hours.
Guaranteed Issue
All applicants will receive an approval offer.
Underwriting Partner

Did you know?

Breeze business loan protection policies are underwritten by Principal Financial Group, a U.S. insurance provider since 1897.
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Principal Financial Group is rated A+ (Excellent) by A.M. Best