Life Insurance Quotes

Simple, online life insurance.
So you can get on with life.

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Price tag iconSurprisingly affordable

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Matt R.

Every part of the process from quoting to applying for insurance was easy, fast and efficient. Customer service was fantastic.

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Life Insurance Online

How it works

  1. Check real life insurance rates in seconds.

    Answer a few quick questions to get a personalized quote.

  2. Submit your online application in minutes.

    Take 10 minutes (maybe less) to fill out a simple application.

  3. Receive a quick coverage decision.

    Eligible applicants may even receive instant coverage.

Your Life Insurance Rates

Custom life insurance quotes in just a few clicks.

You answer a few quick personal questions, we show you real life insurance rates — instantly customized for you. That's really all there is to it.

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Anna

Breeze made this whole process easy, quick turnaround! Highly recommend this service to anyone. Thanks, Breeze!!

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Your Life Insurance Application

Applying is quick & easy. The way it should be.

On the go? Lounging at home? Waiting in line? If you have internet connection and 10 minutes to spare, then it's a great time to apply for life insurance.

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Summer N.

It only took me about 15 minutes to complete the application and I did it at work on my phone. The fun facts were a nice touch!

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Your Life Insurance Coverage

One coverage decision, coming right up.

Why wait weeks or months for a coverage decision when you can get one in days — even hours? Our tech-savvy team works hard, so you don't have to.

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Adrienne F.

Totally worth the money. This is a great company with real people and excellent customer service!

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Our Life Insurance Team

Don't speak life insurance? No worries — we do.

Shopping for life insurance doesn't have to feel like learning a new language. Our team is ready to answer your questions and alleviate your concerns.

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C. Turner

Great responsive experience. CEO even called to follow-up and get feedback. Very customer centric team.

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Ready to see your life insurance rates?

(Seriously, it’s a breeze.)
Everything you need to know

Life Insurance
Resource Center

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What is life insurance?

Life insurance is a type of coverage that pays out a lump sum benefit in the event you die. It provides financial security for people, such as family, loved ones, and business associates, who would be financially distressed if you were no longer alive to work and provide income. It is also useful to cover funeral, estate settlement, and debt repayment costs that arise when a person dies.

Learn more about how life insurance works.
How much does life insurance cost?

There are many variables that affect the cost of life insurance, including personal details, policy choices, and underwriting factors. That makes it’s impossible to provide a standard amount for everybody. However, you should be able to find a policy that fits within your budget.

Learn more about the cost of life insurance
What are the different types of life insurance?

If you're feeling overwhelmed by all the different types of life insurance, don't worry — you're not alone. From term life to whole life, personal policies to group policies, and all of the insurance jargon in-between, shopping for life insurance can quickly become a complicated endeavor. Here, we provide a brief overview of the different types of life insurance to help you get started.

Learn more about the different types of life insurance.
How much life insurance do I need?

When it comes to how much life insurance you need, ask yourself: How much will those dependents need to cover your obligations if you’re gone. This is a difficult question to answer. You can’t predict the future. You don’t know when you will pass away. And it’s challenging to determine what your survivors might need in 10, 20, or 30 years.

Learn more about determining your life insurance needs.
Is life insurance taxable?

Life insurance payouts are generally not taxable. If your beneficiaries receive a one-time payout of the policy’s death benefit, they will not have to report the proceeds as income when they file their taxes. Your beneficiaries will not receive a 1099 for life insurance proceeds. There are, however, scenarios in which life insurance proceeds may incur a tax bill.

Learn more about the tax treatment of life insurance.
Term life insurance

Term life insurance is a policy that guarantees payment of a stated death benefit if the covered person dies during a specified term. The term of your insurance coverage begins on the date the policy is issued. Provided you pay the required premiums, the coverage will remain viable until the end of the term. Term lengths typically include 10, 15, 20, 30, and 40 years.

Learn more about term life insurance.
Whole life insurance

Whole life insurance policies guarantee payment of a death benefit in exchange for level premium payments. Another way to define whole life insurance is that it’s a life insurance policy guaranteed to remain in force for the insured’s lifetime or to a maturity date, as long as required premiums are paid. It is designed to provide coverage for the life of the insured.

Learn more about whole life insurance.
Final expense life insurance

Final expense life insurance is a type of whole life insurance — the family of policies that will remain in force for your entire life as long as you pay the required premiums or to the policy maturity date (which is normally age 100). Final expense life insurance is also commonly referred to as burial insurance.

Learn more about final expense life insurance.
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