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According to the tax code, for the calendar year 2021, the minimum individual deductible to qualify as an HDHP is $1,400 and $2,800 for a family.

Supplemental insurance pays benefits above and beyond the coverage you carry either through a group or individual policy.

If you are looking for an income stream that you won’t outlive, or want to provide financially for your spouse or heirs, you may find an annuity beneficial.

As you carefully consider how you’re protecting yourself, you may find you need more insurance and retirement savings than your male counterparts.

Yes, many businesses have suffered economically, regardless of industry or size. But a select few have fared well.

Some people think all debt is bad. Others think debt is the normal way of life. The reality of debt lies in the middle.

One way to protect yourself against absorbing the potentially high cost of hospitalization is with hospital indemnity insurance.

When choosing between an HMO or a PPO plan, your decision ultimately comes down to what is most important to you: cost or flexibility.

With the pandemic raging on and open enrollment around the corner, it’s time to look ahead to employer-sponsored benefits for 2021.

The initiative aims to classify the gig workers as independent contractors in California, as they are in the rest of the country.

Whether you’re a new couple or empty nesters, the “dual income, no kids” lifestyle has plenty of pros and cons to consider.

Like most lengthy endeavors, your financial journey has a number of milestones you are supposed to reach to know you’re on track.

You may be willing to save aggressively and trim your budget dramatically. But are you ready to do it consistently for years?

Ancillary benefits are available to businesses of all sizes and budgets and have wide-ranging value for both employers and employees.

Living within your means doesn’t have to be painful. With adequate planning and discipline, you can make the adjustments needed to make it a reality.

The realities of the pandemic should prompt you to think more carefully about the benefits you sign up for rather than just electing the status quo.

If a rainy day fund is intended to pay for the minor inconveniences of life, then the emergency fund is for the unexpected deluge.

One of the most important features of an HSA is that the money you contribute to it can be rolled over from year to year, making it a useful savings tool.

If you decide that an insurance policy would be helpful to protect your financial stability, you’ll want to start looking at coverage options.

What makes digital nomads different from their predecessors is technology has made it easier to earn a living without a permanent home or office.

Coworking spaces are still proving to be a viable alternative to working from home or a coffee shop for many of the newly self-employed.

Possessing financial literacy means you understand and can apply financial concepts toward better money management and wealth creation.

Outstanding medical bills don’t have to ruin your finances. Here are a few tips on how to deal with medical debt and avoid it altogether.

It is recommended that all businesses have commercial auto insurance even if they have only a few vehicles titled to them.

Many people are looking back with dismay over not being prepared for an economic downturn. How have you fared? And what have you learned?

In the last decade, crowdfunding has become an option to help people struggling to pay medical bills. Here’s where the practice stands in 2021.

As a senior or a person approaching that stage of life, insurance is still an essential part of your financial security.