Disability insurers will still offer you coverage if your pre-existing condition is manageable. The decision will largely depend on how serious your condition is.
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In general, if you need one — and chances are you do — you need both. Life insurance does not fulfill the need for disability insurance and vice versa.
Employers must let new parents take up to 12 weeks off and guarantee their jobs once they return. But the law doesn’t require employers to pay for that time off.
At every company, employees and prospective new hires deserve an equal opportunity to work and grow their careers.
Though worksite benefits are voluntary, it may be in your best interest to consider accepting some of these perks. If you don’t, it’s like turning down money.
Every new year inspires self-improvement, but few resolutions actually go the distance. Here are five realistic goals for 2021.
According to LIMRA, 40 percent of disability insurance applications are either declined, rated or are only accepted with an exclusion.
Just as every other generation, millennials live life a little differently than those who came before them. That includes the ways they spend money.
Your current budget is probably based on your current income. But what happens if you lose some of that income due to a disability or a job loss or change?
Some types of insurance simply aren't necessary. Then there are those types of coverage that almost everybody should own.
More than 500,000 businesses are started each month. Roughly half will last five years or more, according to the Small Business Administration.
Whether you are dealing with student loans, credit card payments or simply saving up, having a side hustle is a great way to make extra money.
Compensation is more than just salary and bonuses. There are a number of benefits and perks that make some companies more enticing than others.
Despite what some believe, mastering one’s money doesn’t require a finance degree or expert investment strategies.
People who opt to work remotely oftentimes find they enjoy a better work-life balance as well as increased productivity levels.
Having an emergency fund can improve your financial security and minimize the stress of a job loss, temporary disability, or major repair.
By definition, the gig economy is a free market system that allows organizations to contract temporary tasks to independent workers.
According to the Kaiser Family Foundation, over 9 million people age 18 to 64 had Medicare due to a disability in 2017.
While many think of disabilities strictly in terms of catastrophic incidents, others believe they will be able to continue working through a disability.
Insurtech is a term used to refer to technology designed to enhance the operations of insurance firms and the insurance industry as a whole.